Buying Options...Even when you think there aren't any.

You are starting a great new life together and our goal is to find ways to help you achieve home ownership. We have partnered with a few programs and lenders that have varied requirements, to help you own today or set you on the path to home ownership. I will work with you to accomplish your home ownership goals! 
Contact me today at 702.426.6052!
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Home at Last™ ACCESS PROGRAM
Home at Last™ Access is Nevada Rural Housing Authority’s most inclusive home financing program to date. Access offers down payment assistance and a competitive mortgage rate, and is available to all homebuyers who will use the home as their primary residence. 
Program at-a-glance:
  • Free cash down payment grant equal to 4% of loan amount (never has to be repaid)
  • Competitive 30-year fixed mortgage rate - Click here to view today's rate
  • Instant home equity (subject to coverage of closing costs)
  • No asset limits for homebuyers
Who qualifies:
  • Buyer must have 640 minimum credit score and meet normal FHA, VA or USDA-RD underwriting requirements (Minimum of 660 credit score on manufactured housing)
  • Maximum income limit: $95,500
  • Home as primary residence
  • Buyer must complete homebuyer education
  • Home purchase is in rural Nevada (includes entire state of Nevada excluding Las Vegas / surrounding areas and Reno)
  • Home falls below maximum purchase price of $400,000
Home at Last™ (MCC) Mortgage Credit Certificate Program
Offers qualified first-time buyers a federal income tax credit equal to 40% of the interest paid on their mortgage loan. It provides a refund on mortgage interest every year the buyer lives in the home for the life of the loan, plus the homeowner can still claim the remaining interest as a tax deduction.
Program at-a-glance:
  • Federal income tax credit equal to 40% of the interest paid on the mortgage loan (maximum $2,000 tax credit per year)
  • Savings estimated at $2,000 a year ($166 a month) per household
  • Savings continue each year based on actual interest paid on the home
  • No asset limits for home buyers
Who qualifies:
  • First-time homebuyers (have not owned a home in the past three years) or qualified veterans who will live in home as primary residence
  • Households meeting income qualifications and normal FHA, VA, Conventional or USDA underwriting requirements 
  • Home purchase falls below maximum price 
  • Buyer must complete homebuyer education (choose online or in person from buttons on the right)